홈
에드워드 김 님 답변
[머니/재테크]
답변일
8/8/2018 11:58:33 AM
code G는 rollover란 기록입니다. 돈을 찾아서 개인적으로 자유롭게 사용하는 distribution이 아니므로 taxable amount가 0이 됩니다. 만일 그냥 인출하여 사용하면 taxable로 바뀌고 60세 이하의 경우 10% 페널티도 붙습니다.
이런 것은 자주 보게되는 정상적인 거래입니다. 잘못이 없으니 문제될 것이 없습니다. 괜히 신경쓰지 마세요
세금보고(수정)은 아래를 참고하세요
--------------- 세금보고 ----
Look for Form 1099-R in the mail from your plan administrator at the end of the year. Your rollover is reported as a distribution, even when it is rolled over into another eligible retirement account.
Report your gross distribution on line 15a of IRS Form 1040. This amount is shown in Box 1 of the 1099-R.
Report any taxable portion of your gross distribution. If the only distribution you received from the account was directly rolled over into an eligible account, write a zero on line 15b of your Form 1040. However, if you did not roll over your entire distribution, a portion of it is still taxable. Subtract the rollover funds from the gross distribution and report the balance on line 15b. In some cases, your correct taxable portion is indicated in box 2 of your 1099-R. However this occurs only when your plan administrator performs a direct rollover for you. If you received a check for the distribution funds and rolled them over yourself, your plan administrator may not know you performed an eligible rollover transaction. In this case, box 2 may incorrectly show that your entire distribution is taxable.
Write “Rollover” in the space to the left of line 15b. This explains why the distribution amount shown on line 15a is more than the taxable amount shown on line 15b.
이런 것은 자주 보게되는 정상적인 거래입니다. 잘못이 없으니 문제될 것이 없습니다. 괜히 신경쓰지 마세요
세금보고(수정)은 아래를 참고하세요
--------------- 세금보고 ----
Look for Form 1099-R in the mail from your plan administrator at the end of the year. Your rollover is reported as a distribution, even when it is rolled over into another eligible retirement account.
Report your gross distribution on line 15a of IRS Form 1040. This amount is shown in Box 1 of the 1099-R.
Report any taxable portion of your gross distribution. If the only distribution you received from the account was directly rolled over into an eligible account, write a zero on line 15b of your Form 1040. However, if you did not roll over your entire distribution, a portion of it is still taxable. Subtract the rollover funds from the gross distribution and report the balance on line 15b. In some cases, your correct taxable portion is indicated in box 2 of your 1099-R. However this occurs only when your plan administrator performs a direct rollover for you. If you received a check for the distribution funds and rolled them over yourself, your plan administrator may not know you performed an eligible rollover transaction. In this case, box 2 may incorrectly show that your entire distribution is taxable.
Write “Rollover” in the space to the left of line 15b. This explains why the distribution amount shown on line 15a is more than the taxable amount shown on line 15b.
