Answer:
You can apply for PLUS Loan with endorser (co-signer) again. if PLUS loan is declined, student is able to have additional $2000 Direct Subsiidized Loan each semester. Also, you can apply for Private Education Loan with endorser (co-signer) through bank. If you really cannot have any loan to help your child, your child better think about going to school as part-time (6 to 9 credits). Your child can still have part-time PELL, $1750 for Direct Subsidized Loan and $3000 Direct Unsubsidized Loan (if PLUS Loan is declined) each semester.