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Q.FAFSA 를 받을수있는 기간

지역Colorado 아이디m**issa99****
조회3,218 공감0 작성일8/26/2011 2:04:53 PM
한 학기에 몇크레딧을 신청하냐에 따라 대학졸업을 하는 시기가 다른데 fafsa

는 대학 졸업때까지 언제나 받을수 있는건지요.

아니면 꼭 풀타임으로 공부를해야 혜택을 받는건지 궁금합니다.

그리고 5500불까지 혜택을 받을수있다는 통지를 받았을 경우 이것이

Semester 당인지 1년치 인지 궁금합니다.

만약에 Semester에 5500불이라면 학비만 커버를 해주는것인지 남은것을 학생에

게 돌려주는건지 궁금합니다.

전문가님 꼭 부탁드립니다.
0/1000

* 등록된 총 답변수 2개입니다.

노준건 님 답변 [유학/교육] 답변일 8/26/2011 2:39:15 PM
Pell Grant는 풀타임이 아니어도 받을 수 있지만 한학기에 몇크레딧을 신청하느냐에 따라 등록금이 다르듯이 혜택받는 Pell Grant의 금액도 다르게 됩니다. Pell Grant는 졸업 크레딧을 딸때까지 받을 수 있습니다.
1년동안 받을 수 있는 최대 Pell Grant 금액은 5,550불입니다.

노준건 [유학/교육>입학/학자금]

직업 학자금재정전문가/연방세무사

이메일 finaid52@gmail.com

전화 718-281-4888

회원 답변글
4**ki**** 님 답변 답변일 8/26/2011 4:16:40 PM
졸업 때까지라는 것을 좀더 설명드리면,
there is a limit to the amount of time that you can continue to receive any federal student aid, including Pell. This is because the "good academic standing" to which you refer isn't just an assessment of the *quality* of your work -- it's also a assessment of the *quantity* of your work (i.e. how many classes you're taking and, consequently, how long it will take you to earn your degree). For financial aid purposes, this qualitative + quantitative measurement is referred to as "Satisfactory Academic Progress" (or "SAP"). As far as financial aid eligibility is concerned, it's not really possible to maintain SAP if you're taking so few classes that you would need to stay in school for several extra years just to complete your program.

In a nutshell, here's how it works:

Your school has predetermined the average length of time that it takes for students in your program to complete their coursework. Sometimes this is measured in credit hours, sometimes in semesters, years, etc. Now, your school and the government certainly recognize that students sometimes need a little longer to finish, so the regulations allow for some extra time/credits (some failed classes, etc.).

However, they do have some pretty specific limits on how much time you have: for undergraduate students, the maximum time-frame cannot exceed 150% of the published length of the student's program. In other words, take the "official" length of your program (120 credits perhaps?) and multiply by 150%. If your school looks at your work (which they must) and determines that you can't mathematically complete your studies in this time, you will become ineligible for federal student aid.

Example: a Bachelor's Degree at Sample University is meant to be completed in 4 years (8 semesters). As long as you can complete the program within 12 semesters (8 semesters x 150% = 12 semesters), you can keep your financial aid (including Pell) the entire time. But if it takes you, say, 8 years to complete a four-year degree, you won't be able to receive Pell even if your work during those last two years is good-quality.

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