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[법률상담]
답변일
9/8/2013 8:34:58 AM
If you can afford to file for bankruptcy, it is better to do so. Typically it will take 7 years for bad credit to go away. However, it could be 20 years or more if the creditor sues you and gets a judgment, which will last for 10 years and can be extended for another 10 years. As such, it is best to file for bankruptcy and discharge all your debts and start over. In many cases, you can completely rebuild your credit in less than 5 years.
