Abstract of Judgment - ASK미국

s**rnof**** 님 답변 답변일 7/23/2019 3:43:04 PM

‘저게 부동산에 린을 걸기 위한 절차라고 들었는데 저는 부동산이 전혀 없는데 왜 파일한건가요?’

“The creditor may record an abstract of judgment even if the judgment debtor does not currently
own property; this will allow a lien to be placed against any property the debtor may acquire in the
future IF THE ABSTRACT OF JUDGEMENT IS STILL ACTIVE.
Its primary purpose is to enforce collection of a monetary judgment."

채권자는 채무자의 미래에 있을 소유자산에 유치권을 등기 할수 있습니다.

‘Abstract of Judgment을 파일해놓으면 은행 어카운트도 은행측에서 손을 댈 수가 있는 절차인가요?’

"A Writ of Garnishment may be issued for the grantee if the individual owns no property against which a lien can be placed. The judgment allows the creditor to demand the grantee’s bank account be garnished until the judgment is satisfied."

채무자가 현재 재산을 소유하지 않은 경우, 채권자는 발행된 ‘A Writ of Garnishment’ 으로 채무자의 은행 계좌를 압류하도록 할 수있게 합니다.

https://legalbeagle.com/8541049-abstract-judgment-california.htm

Limited Life of Judgments

“In California, the judgment lasts 10 years from the date the judgment was entered. After 10 years, the creditor can renew the judgment for a second 10-year period by filing the appropriate forms. If the judgment creditor does not, the judgment will expire, and the creditor will no longer be able to collect on the debt."

s**rnof**** 님 답변 답변일 7/23/2019 3:48:42 PM

‘몇년후에라도 Abstract of Judgment을 없애기 위해서 파산을 한다면 없어지는지요?’

https://debtorprotectors.com/blog/2014/01/15/3-ways-get-rid-judgment/

“There are only 3 ways to get rid of a judgment: 1) Vacate it; 2) Satisfy it, or 3) Discharge it . . . . . .

Some courts find that there is no need to file a motion to avoid a judicial lien where no real property exists, while other courts will issue an order avoiding a judicial lien although there is no real property that the debtor owns.”

http://www.socaladvocates.com/Bankruptcy-Blog/2011/September/Avoiding-A-Judgment-Lien-in-Bankruptcy.aspx

“Under Section 522(f) of the bankruptcy code a judgment lien can be removed/avoided from your real or personal property if it meets with the following requirements . . . . . .

파산법 522 (f) 항에 따라 판결 유치권은 다음 요구 사항을 충족하는 경우 부동산 또는 개인 재산에서 제거 / 소멸 될 수 있습니다. . . . . .

In bankruptcy a motion to avoid a judicial lien can be filed in a Chapter 7 and Chapter 13 bankruptcy case. If the court finds that the judgment lien can be avoided then an order will be issued by the court. Once the lien is avoided in bankruptcy it is considered invalid.

The process in California, requires that you record the order avoiding the judicial lien with the county recorder. You must obtain a certified copy of the order avoiding the judgment lien and record it with the county recorder where the judgment lien was recorded.”

케빈 장 님 답변 [법률상담] 답변일 7/24/2019 5:01:16 PM

안녕하세요

(1) 해당 서류로, 다른 채권추심 절차를 진행할수 있어서 신청한 바로 사료됩니다.

(2) 본인이름으로 판결을 받으셨다면, 본인이름으로 되어있는 통장, 월급, 등을 차압할수 있으니, 이점 참고하시기 바라겠습니다.

(3) Unsecured debt 으로 사료되므로, 가능하실듯 사료됩니다.

감사합니다.

케빈 장 [법률상담]

직업 변호사

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Q. Abstract of Judgment

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