“cd로 묶은돈을 텍스보고 안했는데요.. 내년에 못한것까지 다시해도되나여..??”---->If you are a F1/J1 visa holder, I mean , a non US person for tax purposes, then you do not need to report interest income on your return. Simple bank interest and interest on CD's are not considered earned income for non-resident aliens, and therefore are not reportable. Your bank generally reports this interest on Form 1099 and you should retain this form for your records, but not mail it with your tax filing. If you file taxes as a "resident alien", then, bank interest is taxable income. “그리고 텍스보고는 그냥 cpa에 하면되는 건지요..?”---->you can get professional help form a CPA/an IRS EA or tax preparer in your local area for your federal and state retun. “참고로 학생신분인데여.. 멋모르고 지나가서 지나쳐버렸내요.나중에 문제가 될수도 있는지요..??”---->t depends on your visa status. What is your visa status???? Are you a F1/J1 (Q1) visa holder????