사회보장 연금 - ASK미국 - 미주중앙일보

t**612**** 님 답변 답변일 7/1/2010 11:26:25 AM

QUOTE,"근로소득이 $100,000있고 연금을 $20,000받는다면$12000에대해 소득세를 내게됩니까 아니면 $20000연금에대한 소득세는 별도세율로 부과됩니까?:--- Yo bud, as an employee with the earned income of $100,000, U need to keep payin' ur Soc. Sec. taxes; FICA Taxes up to $106,800 and HI taxes with no ceiling amount.So to speak, while receiving ur Soc. Sec. benefits from SSA, U still need pay ur Soc. Sec. Taxes simultaneously. In general, Ur benefits are recalculated every year and may increase depending on ur earnings subject to Soc. Sec. Taxes that year. What I mean b that as U still pay ur Soc. Sec. Taxes, then ur Soc. Sec. benefits will increase next year. ( So check ur Soc. Sec. Statements regularly)
Once ur provisional income level exceeds $32,000 as a MFJ, married filing jointly status person, then u will b subject to taxation on ur Soc.Sec. benefits; Provisional income means; Ur AGI+ annual Soc. Sec. benefits+ Foreign tax income excluded(if applicable to u)+ Tax exempt interest income( if applicable); if ur provisional income level b $32,000 or less than $32,000, there will b no tax liability on ur Soc. Sec. benefits. Once ur provisional income level exceeds $44,000, taxation rate can be up to 85%.
Hope this helps~~~~

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